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Find the best ways to send money to the USA from UK

RemitlyWisePayPalWorldRemitWestern Union
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Top Providers For transfers from UK to the USA

Based on 6,062 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Best of 24 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.1

    Cheapest

    in 86% of all comparisons

    Top rated

    in 96% of all comparisons

    Fastest

    in 86% of all comparisons

    Go to Remitly 

Best of 2 providers. Compare all

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Compare 21 providers for a 1,000 GBP transfer from UK to the USA

Results updated 6 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    CurrencyFair
    8.4
    Includes zero transfer fees on all transfers for 3 months

    1 to 2 days

    Recipient gets

    Fee Free

    Exchange rate 1.2151

    0.59% worse than mid‑market rate

    1,215 USD

    1,211 USD

Compare 16 providers

Sorted by amount received

  • Best deal
    Remitly
    9.1
    Money-back guarantee
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 1.2257

    0.28% better than mid‑market rate

    1,226 USD

    1,211 USD

  • Atlantic Money
    8.5
    Includes zero transfer fees on your first transfer

    3 to 4 days

    Recipient gets

    Fee Free

    Exchange rate 1.2224

    0.01% better than mid‑market rate

    1,222 USD

    1,219 USD


    1 to 2 days

    Recipient gets

    Fee 1.00 GBP

    Exchange rate 1.2224

    0.01% better than mid‑market rate

    1,221 USD

    1,217 USD

  • TransferGo
    8.8
    Multilingual Customer Support team
    Includes zero transfer fees and a preferential exchange rate on your first transfer with code MONITOGOUS

    2 days

    Recipient gets

    Fee Free

    Exchange rate 1.2174

    0.4% worse than mid‑market rate

    1,217 USD

    1,204 USD

  • Wise
    9.5
    Over 120,000 five-star reviews on Trustpilot

    2 days

    Recipient gets

    Fee 4.64 GBP

    Exchange rate 1.2226

    0.03% better than mid‑market rate

    1,217 USD

  • CurrencyFair
    8.4
    Includes zero transfer fees on all transfers for 3 months

    1 to 2 days

    Recipient gets

    Fee Free

    Exchange rate 1.2151

    0.59% worse than mid‑market rate

    1,215 USD

    1,211 USD

  • Xendpay
    6.9

    3 days

    Recipient gets

    Fee 3.50 GBP

    Exchange rate 1.2191

    0.26% worse than mid‑market rate

    1,215 USD


    2 days

    Recipient gets

    Fee 22.49 GBP

    Exchange rate 1.2191

    0.26% worse than mid‑market rate

    1,192 USD

  • Instarem
    8.1

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 1.2136

    0.71% worse than mid‑market rate

    1,214 USD

  • Western Union
    8.3
    Includes zero transfer fee and preferential exchange rate on your first transfer

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 1.2131

    0.75% worse than mid‑market rate

    1,213 USD

    1,210 USD

  • Skrill
    8.3
    5 GBP off your first transfer

    Up to 1 day

    Recipient gets

    Fee Free

    Exchange rate 1.2104

    0.97% worse than mid‑market rate

    1,210 USD

  • XE Money Transfer
    8.5
    Popular with Monito users

    Up to 1 day

    Recipient gets

    Fee Free

    Exchange rate 1.2089

    1.1% worse than mid‑market rate

    1,209 USD

  • WorldRemit
    8.0

    1 to 3 days

    Recipient gets

    Fee 1.99 GBP

    Exchange rate 1.2069

    1.26% worse than mid‑market rate

    1,204 USD

  • PayPal
    5.9
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    Next day

    Recipient gets

    Fee 2.99 GBP

    Exchange rate 1.1586

    5.21% worse than mid‑market rate

    1,155 USD

    Details
  • HSBC
    ?
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    Next day

    Recipient gets

    Fee 21.36 GBP

    Exchange rate 1.1795

    3.5% worse than mid‑market rate

    1,154 USD

    Estimated

    Details
  • Barclays
    ?
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    1 to 2 days

    Recipient gets

    Fee 31.36 GBP

    Exchange rate 1.1892

    2.71% worse than mid‑market rate

    1,152 USD

    Estimated

    Details
  • Halifax
    ?
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    1 to 4 days

    Recipient gets

    Fee 25.86 GBP

    Exchange rate 1.1788

    3.56% worse than mid‑market rate

    1,148 USD

    Estimated

    Details
  • RBS
    ?
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    3 to 5 days

    Recipient gets

    Fee 38.36 GBP

    Exchange rate 1.1940

    2.31% worse than mid‑market rate

    1,148 USD

    Estimated

    Details

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to UK from the USA instead?

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Monito's Recommendations for Sending Money from UK to the USA

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to the USA:

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Best Ways to Send Money from UK to the USA

About Money Transfers from UK to the USA

Monito compares 24 providers offering international money transfer services from UK to the USA. The total cost of the cheapest available option at any given point in the past month was -0.1% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 13.0%.

💸 Number of providers

24

🏆 Most often cheapest provider
💰 Average Lowest Total Cost

-0.1%

💰 Highest Total Cost

13.0%

👍 Recommended Providers

TransferGo, Revolut, XE Money Transfer, Xendpay, OFX, Halo Financial, Skrill, Instarem, Remitly, FairFX, Atlantic Money, CurrencyFair, Currency Solutions, Wise, Moneycorp, WorldRemit, Currencies Direct, OrbitRemit

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Debit card, Bank transfer, Credit card, Direct bank payment, PayPal, Cash

💵 Pay-out Options

Bank account, Bank account (via international transfer), Card, Cash pickup

💸 Most transferred amount

1000 GBP

How to Send Money From the UK to the US

If you’ve traded the Big Apple for the Big Smoke (or New York for London) and are now one of the estimated 197,000 US-born immigrants living in the UK, you’ll want to ensure you get the best deal if you’re sending money back home to family or friends. 

Shopping around and comparing your options is the best way to keep currency exchange fees as low as possible. Fortunately, this is easy to do through Monito’s comparison tools, and we have many handy how-to articles to guide you through the process.

As part of your comparison, you’ll want to consider the following:

  • Exchange rates and fees;
  • Speed of transfer;
  • Type of transfer.

To help you better understand your options, we explain more below. 

Bank Transfers From the UK to the US

Bank transfers are the traditional option for sending money from the UK to the US. You can do this by carrying out a wire transfer from your bank account in the UK to an account in the US. But while it may be convenient, it is also one of the most expensive options. 

Wire transfers take place over the SWIFT network. Banks worldwide use this vast messaging network to exchange money with one another. However, there are two main problems with this. Firstly, it’s slow. Secondly, banks are charged to use it, and they pass on these costs to the customer, making wire transfers expensive. 

For this reason, it can be far better to use an online money transfer provider – see below. 

Online Money Transfers From the UK to the US

Switching to an online money transfer provider such as Wise, Azimo, SkrillCurrencyFairTransferGo or WorldRemit can result in quicker transfers and save you a considerable sum of money. As well as offering more competitive exchange rates, transfer fees will usually be lower. Plus, you’ll have the flexibility of sending money on the go via your mobile phone, tablet or laptop.

You can compare your options with ease using our comparison service above. We recommend using it every time you want to send money to the US from the UK to ensure you always get the best possible deal, no matter how much or how little you send. 

Cash Pickup Transfers from the UK to India

One other option you may want to consider when sending money from the UK to the US is a cash pickup. The advantage of cash pickup services is that the recipient can collect their money in cash from a physical location back home, so there’s no need for them to have a bank account. 

We’ve taken a look at the cheapest options below:

Smaller Cash Transfers (<1,000 GBP)

Cheapest service: Small World

Larger Cash Transfers (>10,000 GBP)

Cheapest service: Small World

What’s the Best Way To Transfer Money From the UK to the USA?

The best way to send money to the US from the UK will ultimately depend on what’s more important to you, whether that’s speed, security or cost. There’s no one-size-fits-all answer and it’s crucial that you shop around and compare your options carefully to find the option that best matches your requirements. 

If you’re concerned about security, you should note that all services shown on Monito are fully authorised money transfer operators that have been vetted against the highest standards of security and reputability even before appearing on our comparison engine. This means all you’ll need to worry about is the cost and the speed of the transfer. 

You may also want to factor in the ‘Monito score’. Scored out of 10, this rates each service on factors such as trust and credibility, service and quality, fees and exchange rates, and customer satisfaction. Highly rated services include Wise, TransferGo and Azimo.

The Fastest Way to Send Money to the US From the UK

If speed is the most important factor and you’re using an online money transfer operator, the quickest service available is Skrill. Here, the recipient will receive their funds the same day. 

Alternatively, if you’re looking for a cash pickup, Small World offers the speediest service, again with money ready to collect the same day.

Just remember that the fastest services won’t always be the cheapest. 

The Cheapest Way to Send Money to the US From the UK

We recommend avoiding bank transfers, cash-based money transfers and e-wallets like Paypal as these tend to be very expensive once all fees are accounted for (including the hidden currency exchange rate margin).

Instead, you’ll be much better off using a specialist money transfer service to send money from the UK to the US as these provide more competitive rates, fees and commissions compared to banks or Paypal. You can compare all of these options on Monito to find the best deal for transfers from the UK to the US.

FAQ About Sending Money From the UK to the USA

Best Rated Providers to Send Money from UK to the USA

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.