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Send money to GCash in the Philippines

How To Send Money to GCash in the Philippines: The Best and Cheapest Ways

Oct 10, 2023
Affiliate disclosure

GCash is an influential digital application that is helping to transition the Philippines to a more cashless society. With your mobile phone, you can conveniently send money to friends, shop online, and access loans.

Services like RemitlySkrill, Western Union, or Xoom enable you to send money to GCash from abroad. Find the cheapest and fastest service using Monito’s live comparison tool below. 👇

Find the best provider to send money to GCash in the Philippines:

Key Facts About Global GCash Transfers

🌏 Providers Available

14 (compare them here)

💸 Maximum Limit

₱100,000

⚡️ Transfer Speed

A few minutes

💰 Cheapest Total Fees

FREE

💰 Most Expensive Total Fees

1.82%

📞 GCash Number Format

09XXXXXXXXX

👥 Number of GCash Users

60 million

🌍 GCash Headquarters

Singapore

In What Countries Is GCash Available?

GCash is available in several countries outside of the Philippines, thanks to GCash Overseas. As of October 2023, these include the following countries in addition to the Philippines:

  • United States,
  • United Kingdom,
  • Japan,
  • Canada,
  • Australia,
  • Italy.

Remember that the only way you can use GCash Overseas is if you hold a valid Filipino passport or government-issued ID, as well as a SIM issued locally from one of the countries above.

You can learn more about GCash overseas here.

Can I Send Dollars to GCash?

No, you can't send US dollars to GCash yet since GCash doesn't support USD-PHP conversions at all. That's because the app is denominated in Philippine pesos and isn't yet able to support US dollar deposits. Fortunately, there are quick, easy, and super-affordable solutions! We delve into them below:

Option 1: Digital Platforms

A digital money transfer service is the best way to send money to GCash. GCash accepts international transfers from two excellent money transfer platforms, Remitly and Skrill. Unlike banks and online payment systems like PayPal, money transfer specialists offer low fixed fees and transparent exchange rates for remittances to the Philippines.

Available Countries

Remitly is only available on GCash for remittances from the USA, Canada, the UK, Australia, Singapore, Italy and the Netherlands. You can send money to GCash with Skrill from Europe, the USA, and Australia.

If you're sending money from countries not listed above, then we recommend you run a search with Monito's comparison engine to find a money transfer service for a cheap bank transfer remittance to the Philippines.

To get started, sign up for WorldRemit, Remitly, or Skrill (the process is usually quick, easy, and free) and choose GCash as your delivery destination. Enter your recipient's mobile number and name as registered under GCash and confirm your transfer. The delivery is usually instantaneous!

We go through each option in more detail below:

Best Option: WorldRemit

WorldRemit is a UK-based remittance platform that's usually the fastest and cheapest way to send money to the Philippines. It supports transfers from the USA to the Philippines (and many other countries worldwide, including the UK, EU, and Australia).

  • Avg. cost from US to Philippines: Approx. 1%
  • Transfer time: In minutes
  • GCash limits: Varies by bank; on average ₱300,000 per transfer
  • More info: See our full WorldRemit review or visit their website.
  • Tutorial video:

2nd-Best: Remitly

Remitly is a US-based remittance platform that has been the cheapest money transfer service to the Philippines on Monito's comparison engine from August 2021 to August 2022. It supports transfers to GCash in the Philippines from the USA, Canada, UK, Australia, Singapore, Italy and the Netherlands.

  • Average cost to the Philippines: -1%
  • Available send countries: US, Canada, the UK, Australia, Singapore, Italy, Netherlands
  • Unavailable major send countries: Japan, Germany, India, UAE, Malaysia, Turkey
  • GCash limits: USD 2,999 within 24 hours, USD 10,000 within 30 days, and USD 18,000 within 180 days
  • More info: See our full Remitly review or visit their website.
  • Tutorial video:

3rd-Best: Skrill

Unlike Remitly, Skrill is a mobile wallet that allows many features, including international money transfers. Between August 2021 to August 2022, Skrill averaged as the fourth cheapest money transfer service on Monito's comparison engine. It provides a flexible and easy way to send money to GCash from overseas.

  • Average cost to the Philippines: 1.5% - 2.5%
  • Available send countries: Europe, US, Australia
  • Unavailable major send countries: Japan, India, UAE, Malaysia, Singapore, Turkey
  • GCash limits: ₱100,000
  • More info: See our full Skrill review or visit their website.

Option 2: Legacy Platforms

In addition to the savvy online options we discussed above, GCash also accepts remittances from traditional players, Western Union and MoneyGram. Although legacy platforms are usually more expensive than online platforms, they are accepted worldwide by GCash.

If you live in a country where Remitly or Skrill is unavailable for GCash, legacy platforms may still offer decent exchange rates, such as USD-PHP exchange rates. We recommend you compare money transfer providers before your next transfer to the Philippines so you can check if Western Union and MoneyGram are giving you a good deal.

Let's go over the leading platforms in this category:

4th-Best: Western Union

Western Union is the largest and oldest money transfer operator on the globe, offering money transfers to the Philippines from dozens of countries across the globe.

  • Average cost to the Philippines: Approx. 1.5%
  • Available major send countries: All
  • Unavailable major send countries: None
  • GCash limits: USD 1,500 per day
  • More info: See our full Western Union review or visit their website.

5th-Best: MoneyGram

After Western Union, MoneyGram is the second-largest money transfer operator in the world and also offers money transfers to the Philippines using GCash from a large number of countries worldwide.

  • Average cost to the Philippines: Approx. 1% + $5 fee
  • Available major send countries: All
  • Unavailable major send countries: None
  • GCash limits: $10,000 every 30 days
  • More info: See our full MoneyGram review or visit their website.

Option 3: Banks (Not Recommended)

If you live overseas but have a bank account in the Philippines (or if you want to remit money to friends and family back home), then you can remit money to a bank account first. Then, domestically transfer that to a GCash account.

However, we do not recommend you make an international bank transfer from a foreign bank to a bank in the Philippines. Sending money overseas with a traditional bank is very expensive, amounting to over 5% of the total transaction amount in many cases.

Instead, we highly encourage you to choose a money transfer specialist like Remitly to cheaply send money to a Philippine bank account. WorldRemit ranked as the second-best service to the Philippines from August 2021 to August 2022, while Wise ranked as third.

Since rates change all the time, compare services in real-time with Monito to find the best international money transfer specialist for remittances to the Philippines:

Send money cheaply to the Philippines:

FAQ About How To Send Money to GCash

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Sending Money to a Mobile Wallet in the Philippines?

Below, you'll find all our guides helping you to send money to various mobile wallets between different countries worldwide:

Send money to GCash from France

Send money to GCash from Australia

Send money to GCash from Austria

Send money to GCash from Denmark

Send money to GCash from the Czech Republic

Send money to GCash from Finland

Send money to GCash from Ireland

Send money to GCash from Italy

Send money to GCash from Latvia

Send money to GCash from Norway

Send money to GCash from Poland

Send money to GCash from Portugal

Send money to GCash from Slovakia

Send money to GCash from Spain

Send money to GCash from Sweden

Send money to GCash from Croatia

Send money to GCash from Estonia

Send money to GCash from Slovenia

Send money to GCash from Hungary

Send money to GCash from New Zealand

Send money to GCash from the USA

Send money to GCash from Belgium

Send money to GCash from Canada

Send money to GCash from the Netherlands

Send money to GCash from Germany

Send money to GCash from Greece

Send money to GCash from Singapore

Send money to GCash from the UK

Send money to GCash from Bulgaria

Send money to GCash from Lithuania

Send money to GCash from South Africa

Send money to GCash from Switzerland

Send money to GCash from Romania

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Send money to GrabPay from Australia

Send money to GrabPay from Finland

Send money to GrabPay from Denmark

Send money to GrabPay from the Czech Republic

Send money to GrabPay from Latvia

Send money to GrabPay from Ireland

Send money to GrabPay from Italy

Send money to GrabPay from Portugal

Send money to GrabPay from Norway

Send money to GrabPay from Poland

Send money to GrabPay from Sweden

Send money to GrabPay from Slovakia

Send money to GrabPay from Spain

Send money to GrabPay from Slovenia

Send money to GrabPay from Croatia

Send money to GrabPay from Estonia

Send money to GrabPay from the USA

Send money to GrabPay from Hungary

Send money to GrabPay from New Zealand

Send money to GrabPay from Greece

Send money to GrabPay from Belgium

Send money to GrabPay from Canada

Send money to GrabPay from the Netherlands

Send money to GrabPay from Romania

Send money to GrabPay from Singapore

Send money to GrabPay from Lithuania

Send money to GrabPay from the UK

Send money to GrabPay from Bulgaria

Send money to GrabPay from Germany

Send money to GrabPay from South Africa

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Send money to Maya from France

Send money to Maya from Australia

Send money to Maya from Finland

Send money to Maya from Denmark

Send money to Maya from the Czech Republic

Send money to Maya from Latvia

Send money to Maya from Ireland

Send money to Maya from Italy

Send money to Maya from Portugal

Send money to Maya from Norway

Send money to Maya from Poland

Send money to Maya from Sweden

Send money to Maya from Slovakia

Send money to Maya from Spain

Send money to Maya from Slovenia

Send money to Maya from Croatia

Send money to Maya from Estonia

Send money to Maya from the USA

Send money to Maya from Hungary

Send money to Maya from New Zealand

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Send money to Maya from Belgium

Send money to Maya from Canada

Send money to Maya from the Netherlands

Send money to Maya from Romania

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Send money to ShopeePay from Italy

Send money to ShopeePay from Portugal

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Send money to ShopeePay from Slovakia

Send money to ShopeePay from Spain

Send money to ShopeePay from Slovenia

Send money to ShopeePay from Croatia

Send money to ShopeePay from Estonia

Send money to ShopeePay from the USA

Send money to ShopeePay from Hungary

Send money to ShopeePay from New Zealand

Send money to ShopeePay from Greece

Send money to ShopeePay from Belgium

Send money to ShopeePay from Canada

Send money to ShopeePay from the Netherlands

Send money to ShopeePay from Romania

Send money to ShopeePay from Malaysia

Send money to ShopeePay from Lithuania

Send money to ShopeePay from the UK

Send money to ShopeePay from Bulgaria

Send money to ShopeePay from Germany

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Send money to Coins.ph from Austria

Send money to Coins.ph from France

Send money to Coins.ph from Australia

Send money to Coins.ph from Finland

Send money to Coins.ph from Denmark

Send money to Coins.ph from the Czech Republic

Send money to Coins.ph from Latvia

Send money to Coins.ph from Ireland

Send money to Coins.ph from Italy

Send money to Coins.ph from Portugal

Send money to Coins.ph from Norway

Send money to Coins.ph from Poland

Send money to Coins.ph from Sweden

Send money to Coins.ph from Slovakia

Send money to Coins.ph from Spain

Send money to Coins.ph from Slovenia

Send money to Coins.ph from Croatia

Send money to Coins.ph from Estonia

Send money to Coins.ph from the USA

Send money to Coins.ph from Hungary

Send money to Coins.ph from New Zealand

Send money to Coins.ph from Greece

Send money to Coins.ph from Belgium

Send money to Coins.ph from Canada

Send money to Coins.ph from the Netherlands

Send money to Coins.ph from Romania

Send money to Coins.ph from Singapore

Send money to Coins.ph from Lithuania

Send money to Coins.ph from the UK

Send money to Coins.ph from Bulgaria

Send money to Coins.ph from Germany

Send money to Coins.ph from South Africa

Send money to Coins.ph from Switzerland

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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