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Find the best ways to send money to Nigeria from the USA

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Top Providers For transfers from the USA to Nigeria

Based on 9,695 comparisons made by Monito users in the past 3 months.

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We've found one provider for a 100 USD transfer from the USA to Nigeria

Results updated 2 days ago.

For the most up-to-date and accurate results, start a new search

Transfer to a bank account

One provider

  • Best deal
    WorldRemit
    8.0

    1 to 2 days

    Recipient gets

    Fee Free

    Exchange rate 1118

    32.16% better than mid‑market rate

    111,800 NGN

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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Monito's Recommendations for Sending Money from the USA to Nigeria

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Nigeria:

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Best Ways to Send Money from the USA to Nigeria

About Money Transfers from the USA to Nigeria

Monito compares 2 providers offering international money transfer services from the USA to Nigeria. The total cost of the cheapest available option at any given point in the past month was -25.2% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 4.1%.

💸 Number of providers

2

🏆 Most often cheapest provider
💰 Average Lowest Total Cost

-25.2%

💰 Highest Total Cost

4.1%

👍 Recommended Providers

Instarem, WorldRemit

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Debit card, Direct bank payment, Credit card, Bank transfer

💵 Pay-out Options

Bank account, Cash pickup

💸 Most transferred amount

100 USD

How Fast Can I Send Money to Nigeria From the US?

  • With WorldRemit, you can send money to a Nigerian bank account within two to three working days.
  • With Remitly, you can send money to a Nigerian bank account within two to three working days.
  • With Paysend, you can send money to a Nigerian bank account within twenty-four hours.

Can I Send Money to Nigeria From the US?

Yes. Following November 2020 decision by the central bank, money transfer operators sending money into Nigeria were heavily restricted and only permitted to issue remittances to the country in US dollars. Since then, only a small number of operators are authorised to handle transfers to Nigeria. From the US, these include Paysend, Remitly, and WorldRemit.

How To Send Money to Nigeria From the US Online?

  1. Compare money transfer services on Monito’s real-time comparison engine
  2. Open an account online
  3. Set up your transfer using your beneficiary's bank details in Nigeria
  4. Fund your transfer by transfer, debit or credit card
  5. Click 'Send' and — voilà! Your money is on its way 💸

FAQ About Money Transfers From the United States to Nigeria

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.