Find the best ways to send money to Nigeria from UK

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Top Provider For transfers from UK to Nigeria

Based on 4,279 comparisons made by Monito users in the past 3 months.

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  • Top provider
    TransferGo Monito Score 8.8


    in 58% of all comparisons

    Top rated

    in 92% of all comparisons


    in 82% of all comparisons

    Go to TransferGo 

Best of 3 providers. Compare all

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Compare 2 providers for a 100 GBP transfer from UK to Nigeria

Results updated 2 days ago.

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Sorted by amount received

  • Best deal
    Multilingual Customer Support team
    Includes preferential pricing for new users
    Total includes Central Bank of Nigeria rate and receiver bonus from TransferGo

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 1392

    32.74% better than mid‑market rate

    139,200 NGN

    136,430 NGN

  • WorldRemit

    1 to 2 days

    Recipient gets

    Fee Free

    Exchange rate 1381

    31.68% better than mid‑market rate

    138,088 NGN

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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Monito's Recommendations for Sending Money from UK to Nigeria

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to Nigeria:

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Best Ways to Send Money from UK to Nigeria

Frequently Asked Questions

About Money Transfers from UK to Nigeria

Monito compares 3 providers offering international money transfer services from UK to Nigeria. The total cost of the cheapest available option at any given point in the past month was -31.8% of the transferred amount. In comparison, the total cost of the most expensive provider was on average -7.1%.

💸 Number of providers


🏆 Cheapest provider (on average)
💰 Lowest total cost (on average)


💰 Highest total cost (on average)


💸 Most transferred amount

100 GBP

⚡ ️Fastest transfer time

In minutes

💳 Pay-in options

Credit card, Bank transfer, Debit card

💵 Pay-out options

Bank account, Cash pickup

👍 Recommended providers

WorldRemit, TransferGo, Instarem

Get More Naira for Your Pounds by Comparing When Sending Money to Nigeria

You're probably sending money to Nigeria to support your loved ones, and the money you send has a big impact on your family back home. That's why it's important that you compare all your options before your next transaction, ensuring you get the best GBP-NGN exchange rate to convert your pounds into naira.

Your bank is generally not an option to send money to Nigeria, and you can anyways find better exchange rates by using specialized money transfer operators, such as Azimo, WesternUnion or WorldRemit, which offer low-cost money transfer to Nigeria and are very convenient to use, whether you want to send money to a bank account in Lagos, as a mobile top-up anywhere, or to a cash pick-up agency in Kano, Kaduna or any other city.

The Key Things You Must Know Before Transferring Money to Nigeria

Sending money to Nigeria with low transfer fees and a good exchange rate is not as easy as it might seem, or at least not as easy as it should be.

Recently, Nigeria went through many economic changes, which greatly impacted its currency, the Naira, which has been depreciating against the dollar or the pound. This is a difficult situation for the economy in Nigeria, but it is rather good news for people sending money to Nigeria, as they get more Naira for their Pounds than before. But it also created a lot of instability in the currencies market, and the Central Bank of Nigeria is intervening in this market to prevent the Naira from falling even more. But because the demand for dollars and other foreign currencies is still very strong in Nigeria, a huge parallel market has emerged, where more than $10M are exchanged daily.

With this instability, it is now more important than ever to compare the fees and exchange rates of the different providers sending money to Nigeria to ensure you get access to the best exchange rate possible.

Exchanging Your Pounds for Naira, the Official and Parallel Exchange Rate Market

There are now two different markets for trading the Naira, the official and the parallel market (or black market), meaning that there are also two different reference exchange rates, the official that is pegged to the USD by the Central Bank of Nigeria, and the parallel market rate.

Only a limited number of money transfer providers are allowed by the Central Bank of Nigeria to offer money transfers to Nigeria. Among them, some trade on the official market and others on the parallel market, meaning that the exchange rate they will offer to their clients will vary a lot.

What Are the Cheapest Options To Send Money to Nigeria?

To find the best option for your transfer, always refer to the comparison table above by comparing the exact amount you want to send to make sure to find the current best provider.

As a general rule of thumb, your best guess is to make your transfer via one of the online money transfer providers, like Xendpay or WorldRemit. Western Union can also be a good option, as they allow you to send money from an agent location in the UK, but this generally means you'll pay more. Sending money directly by a wire transfer from your bank account in the UK to a bank account in Nigeria is generally a bad idea, as the exchange rate you'll get will be much worse than what other providers offer.

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.