Find the best ways to send money to India from Germany

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Top Providers For transfers from Germany to India

Based on 14,925 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Best of 16 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.1


    in 95% of all comparisons

    Top rated

    in 100% of all comparisons


    in 95% of all comparisons

    Go to Remitly 

Best of 2 providers. Compare all

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Compare 15 providers for a 1,000 EUR transfer from Germany to India

Results updated 2 days ago.

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  • Fastest transfer
    Western Union
    Includes zero transfer fee and preferential exchange rate on your first transfer

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 90.5708

    0.38% better than mid‑market rate

    90,571 INR

    89,561 INR

Compare 12 providers

Sorted by amount received

  • Best deal
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 90.6200

    0.44% better than mid‑market rate

    90,620 INR

    89,362 INR

  • Western Union
    Includes zero transfer fee and preferential exchange rate on your first transfer

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 90.5708

    0.38% better than mid‑market rate

    90,571 INR

    89,561 INR

  • Profee

    2 to 3 days

    Recipient gets

    Fee Free

    Exchange rate 90.2454

    0.02% better than mid‑market rate

    90,245 INR

  • Panda Remit
    Get 5 EUR off your first transfer and pay zero transfer fees on all transfers.

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 90.1750

    0.06% worse than mid‑market rate

    90,175 INR

    89,635 INR

  • Atlantic Money
    Includes zero transfer fees on your first transfer

    1 to 2 days

    Recipient gets

    Fee Free

    Exchange rate 90.1364

    0.1% worse than mid‑market rate

    90,136 INR

    89,866 INR

    Up to 1 day

    Recipient gets

    Fee 1.00 EUR

    Exchange rate 90.1364

    0.1% worse than mid‑market rate

    90,046 INR

    89,776 INR

  • XE Money Transfer
    Popular with Monito users

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 89.9309

    0.33% worse than mid‑market rate

    89,931 INR

  • Skrill
    5 EUR off your first transfer

    Up to 1 day

    Recipient gets

    Fee Free

    Exchange rate 89.6816

    0.6% worse than mid‑market rate

    89,682 INR

  • Instarem

    Same day

    Recipient gets

    Fee Free

    Exchange rate 89.6489

    0.64% worse than mid‑market rate

    89,649 INR

  • Wise

    Next day

    Recipient gets

    Fee 7.17 EUR

    Exchange rate 90.2033

    0.03% worse than mid‑market rate

    89,557 INR

    In minutes

    Recipient gets

    Fee 8.32 EUR

    Exchange rate 90.2033

    0.03% worse than mid‑market rate

    89,453 INR

  • CurrencyFair

    1 to 3 days

    Recipient gets

    Fee 1.34 EUR

    Exchange rate 89.6302

    0.66% worse than mid‑market rate

    89,510 INR

  • WorldRemit

    Same day

    Recipient gets

    Fee 1.99 EUR

    Exchange rate 89.3163

    1.01% worse than mid‑market rate

    89,139 INR

  • Deutsche Bank
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    3 to 5 days

    Recipient gets

    Fee 29.99 EUR

    Exchange rate 88.6165

    1.78% worse than mid‑market rate

    85,959 INR



We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Germany from India instead?

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Monito's Recommendations for Sending Money from Germany to India

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Germany to India:

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Best Ways to Send Money from Germany to India

About Money Transfers from Germany to India

Monito compares 17 providers offering international money transfer services from Germany to India. The total cost of the cheapest available option at any given point in the past month was -0.3% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 8.2%.

💸 Number of providers


🏆 Most often cheapest provider
💰 Average Lowest Total Cost


💰 Highest Total Cost


👍 Recommended Providers

WorldRemit, Profee, Wise, XE Money Transfer, Remitly, Paysend, Panda Remit, Xendpay, Moneycorp, Instarem, Skrill, Atlantic Money, OFX, Currency Solutions, CurrencyFair

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Debit card, Credit card, Direct bank payment, Bank transfer

💵 Pay-out Options

Bank account, Cash pickup, Card, Mobile wallet, Bank account (via international transfer)

💸 Most transferred amount

1000 EUR

The Best Ways to Transfer Money From Germany to India

When transferring money from Euros (EUR) to Indian rupees (INR), you want to keep your currency exchange fees to an absolute minimum. We help you find the most straightforward, quickest and most secure ways to convert your money and send it from Germany to India. 

Whatever your needs, we’ll save you money. Whether you’re sending your salary back to India, helping out family and friends or planning a trip, we can help by sharing the cheapest and best money transfer providers. That way, the person getting the rupees has more cash in their pockets, and that’s good for both of you.

You’re Probably Paying Too Much To Send Euros to India

German residents send over 290 million euros to India every year. Traditional banks, PayPal and some currency exchange businesses charge unnecessarily high fees. Combined with the total amount Germany sends to India each year, these charges could mean up to 15 million Euros in unnecessary expenses — or 125 euros each if all of the 120,000 German residents of Indian origin are converting their euros to rupees.

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Living in India?

If you are living in India and want to receive money cheaply from your friends and loved ones abroad, then take a look at our in-depth guide here.

Reasons To Send Money From Germany to India

There are around 120,000 residents of Indian descent in Germany, of which around 50,000 hold an Indian passport, with the remainder being born in Germany or permanent German residents. These people have a variety of reasons to send money between Germany and India, including:

  • Indian workers in Germany repatriating their salary to an Indian bank account.
  • Helping out friends and family in India with some extra cash.
  • Businesses in Germany transferring money to India for manufacturing, supply, outsourcing or other reasons.
  • Germans travelling in India who want access to their funds from home.

Whatever your reason, we’ve got the right specialist currency providers to help you send your money quickly, securely and cheaply. 

How You Get Charged When You Transfer From EUR to INR

There are three main ways you could be overpaying when you’re converting between German and Indian money:

  • Fixed fee — this is a fixed EUR fee that banks and some other providers charge to convert and transfer money to India. It could be as much as 40 EUR.
  • Percentage fee — this is a commission you pay on the total amount you transfer, so the less you send, the less you pay. These percentage fees can range from under half a percent to two percent or more.
  • Difference to exchange rate — this is where a currency provider offers a worse exchange rate than the standard exchange rate. For example, the standard exchange rate states that 200 EUR is worth 15,730 INR, but a currency provider sends 15,350 rupees to the beneficiary.

These fees can quickly add up, and your German bank will be one of the most expensive ways to transfer money. You’ll save significantly on costs if you use a specialist currency provider to send money from Germany to India.

For example, if you’re sending 1,000 euros between Germany and India, the cheapest international money transfer provider will charge less than 5 euros, while Deutsche Bank will charge 43 euros. 

When we compare money transfer providers, we consider all the fees and recommend the ones where your euros go furthest. Note that the least expensive and fastest ways to transfer money between Germany and India change over time and can vary depending on how much you send. 

How To Send Money From Germany to India

Sending money to India is fast and straightforward.

Paying in and Funding Options in Germany

German residents have a few ways to pay for a transfer. You can generally fund a transfer by debit card, credit card, bank account transfer or direct bank payment. Note that there may be an additional charge for paying by debit or credit card. 

Money Collection Options in India

Almost 200 million Indian residents don’t have a bank account, so a cash pickup is a good option. Money transfer providers like Small World offer easy cash pickup, although most providers only offer bank account deposits. Small World agents mean beneficiaries can pick up cash in more than 10,000 locations. 

Using a Forex Provider for Sending Money From Germany to India

For higher-value transactions to India, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

Fastest and Cheapest Providers for Sending Money to India From Germany

The fees you pay to send money to India can change depending on how much you transfer. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of 100 EUR or less
  • Low-value transfers of 500 EUR
  • Medium-value transfers of 2,500 EUR
  • High-value transfers of 5,000 EUR or more

FAQ About Transfers From Germany to India

Best Rated Providers to Send Money from Germany to India

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.