Find the best ways to send money to India from Australia

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Top Providers For transfers from Australia to India

Based on 3,105 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Best of 19 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.1


    in 98% of all comparisons

    Top rated

    in 100% of all comparisons


    in 98% of all comparisons

    Go to Remitly 

Best of 2 providers. Compare all

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Compare 17 providers for a 1,000 AUD transfer from Australia to India

Results updated 3 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    XE Money Transfer
    Popular with Monito users

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 52.9342

    2.01% worse than mid‑market rate

    52,934 INR

Compare 14 providers

Sorted by amount received

  • Best deal
    Money-back guarantee
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 54.1000

    0.14% better than mid‑market rate

    54,100 INR

    53,300 INR

  • Instarem
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 53.9380

    0.15% worse than mid‑market rate

    53,938 INR

    53,636 INR

    In minutes

    Recipient gets

    Fee 4.00 AUD

    Exchange rate 53.9380

    0.15% worse than mid‑market rate

    53,722 INR

    53,420 INR

  • Western Union
    Includes zero transfer fee and preferential exchange rate on your first transfer

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 53.9268

    0.18% worse than mid‑market rate

    53,927 INR

    53,271 INR

  • Panda Remit
    Get 5 AUD off your first transfer and pay zero transfer fees on all transfers.

    Up to 1 day

    Recipient gets

    Fee Free

    Exchange rate 53.8896

    0.24% worse than mid‑market rate

    53,890 INR

    53,620 INR

  • Revolut

    In minutes

    Recipient gets

    Fee 3.50 AUD

    Exchange rate 53.8583

    0.3% worse than mid‑market rate

    53,670 INR

  • Wise

    Same day

    Recipient gets

    Fee 6.51 AUD

    Exchange rate 54.0028

    0.03% worse than mid‑market rate

    53,651 INR

    In minutes

    Recipient gets

    Fee 10.18 AUD

    Exchange rate 54.0028

    0.03% worse than mid‑market rate

    53,453 INR

  • WorldRemit

    Same day

    Recipient gets

    Fee Free

    Exchange rate 53.6190

    0.75% worse than mid‑market rate

    53,619 INR

  • CurrencyFair

    1 to 3 days

    Recipient gets

    Fee 2.24 AUD

    Exchange rate 53.6540

    0.68% worse than mid‑market rate

    53,534 INR

  • OrbitRemit

    Same day

    Recipient gets

    Fee Free

    Exchange rate 53.4324

    1.09% worse than mid‑market rate

    53,432 INR

  • SingX
    Includes zero transfer fees on your first 2 transfers with code WELCOME3K

    Same day

    Recipient gets

    Fee Free

    Exchange rate 53.1217

    1.67% worse than mid‑market rate

    53,122 INR

    52,883 INR

  • XE Money Transfer
    Popular with Monito users

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 52.9342

    2.01% worse than mid‑market rate

    52,934 INR

  • Skrill
    25 AUD off your first transfer

    Up to 1 day

    Recipient gets

    Fee Free

    Exchange rate 52.6982

    2.45% worse than mid‑market rate

    52,698 INR

  • Xendpay

    2 days

    Recipient gets

    Fee 30.79 AUD

    Exchange rate 53.7458

    0.51% worse than mid‑market rate

    52,091 INR

  • Commonwealth Bank
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

    2 days

    Recipient gets

    Fee 36.72 AUD

    Exchange rate 51.2279

    5.17% worse than mid‑market rate

    49,347 INR



We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Australia from India instead?

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Monito's Recommendations for Sending Money from Australia to India

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Australia to India:

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Best Ways to Send Money from Australia to India

About Money Transfers from Australia to India

Monito compares 19 providers offering international money transfer services from Australia to India. The total cost of the cheapest available option at any given point in the past month was -0.1% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 13.0%.

💸 Number of providers


🏆 Most often cheapest provider
💰 Average Lowest Total Cost


💰 Highest Total Cost


👍 Recommended Providers

Panda Remit, Remitly, Wise, Xendpay, Instarem, Revolut, WorldRemit, Skrill, CurrencyFair, XE Money Transfer, OFX, Moneycorp, Paysend, SingX, World First, OrbitRemit, Currency Solutions

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Debit card, Credit card, Bank transfer, Direct bank payment, International bank transfer

💵 Pay-out Options

Bank account, Mobile wallet, Card, Cash pickup, Bank account (via international transfer)

💸 Most transferred amount

1000 AUD

The Best Ways to Transfer Money from Australia to India

When you’re transferring money from Australian dollars (AUD) to rupees (INR), you want to keep your currency exchange fees to an absolute minimum. Monito helps you find the simplest, quickest, and most secure ways to convert your Australian dollars into rupees based on your specific needs. 

Whatever your situation, Monito is dedicated to minimizing your fees and saving you money. Whether you’re going on holiday in India, helping out your family and friends, or handling daily expenses, we’ll share the cheapest and best money transfer providers. That way, you save on transfer fees, and more rupees make it to your destination – making everyone happier!

You’re Probably Paying Too Much to Send Australian Dollars to India

Australian residents send around $2.8 billion AUD to India every year. Traditional banks, PayPal, and many currency exchange businesses charge unnecessarily high fees. Combined, these charges can add up to $140 million AUD in unnecessary fees every year — meaning that each of Australia’s 600,000 Indian residents loses an extra $240 AUD in transfers. 

What You Need to Know About Sending Money Internationally from Australia to India 

Sending money to India from Australia is fast and simple, but it’s good to keep some tips, tricks, and facts in mind when deciding how to make your international transfer. 

How You Get Charged When You Transfer from AUD to INR

There are three main ways you overpay when you transfer money internationally:

  • Fixed Fee — this is a fixed AUD fee that banks and some other providers charge to convert and transfer money to India. It can be as much as $35 AUD.
  • Percentage Fee — this is a commission that you pay on the total amount you transfer, which means that the more you send, the more you pay. These percentage fees can range from under 0.5% to 2% or more.
  • Difference to Exchange Rate — this is where a currency provider offers a worse exchange rate than the standard exchange rate. This is what’s in play when for example, the standard exchange rate states that 1000 AUD is worth 49,300 INR, but a currency provider only sends 44,900 rupees to the beneficiary.

These fees can quickly add up, and your Australian bank will be one of the most expensive ways to transfer money. The way to save significantly on fees and find better offers is to use a specialist currency provider to send money from Australia to India. For example, sending $1,000 AUD to India will cost you just around $10 in fees with TransferWise, but over $40 in fees with NAB and over $80 in fees with ANZ. 

When Monito compares money transfer providers, we consider all the fees and recommend the ones where your Australian dollars go furthest while also letting you know who can make your transfer the fastest and give you more delivery options. 

Note that the least expensive and fastest ways to transfer money between Australia and India change over time and can vary depending on how much you send. The fastest provider right now might not be the fastest one next month. 

That’s why the simplest and easiest way to ensure you’re getting the best deal is to use Monito’s money transfer comparison tool

Paying In and Funding Options in Australia

Australian residents have a few ways to pay for a money transfer. Depending on the provider you choose to use, you can fund your transfer via credit card, debit card, bank transfer, or direct bank payment. 

Money Collection Options in India

Unfortunately, when sending money from Australia to India, there are very few options for how your beneficiary can access their money. Due to Indian regulations, the beneficiary will need to have a bank account in India, in every case, where they can receive the money you send. As almost 200 million Indian residents don’t have a bank account, this could be an issue, so make sure to check with the beneficiary before sending!

Using a FOREX Provider for Sending Money from Australia to India

For higher-value transactions to India, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

The Fastest and Cheapest Providers for Sending Money to India from Australia Right Now  

The fees you pay to send money to India can change depending on how much you transfer. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of $200 AUD or less
  • Low-value transfers of $1,000 AUD
  • Medium-value transfers of $3,000 AUD
  • High-value transfers of $15,000 AUD or more
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Living in India?

If you are living in India and want to receive money cheaply from your friends and loved ones abroad, then take a look at our in-depth guide here.

FAQ About Money Transfers to India from Australia

Best Rated Providers to Send Money from Australia to India

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.