Find the best ways to send money to Colombia from the USA

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Top Providers For transfers from the USA to Colombia

Based on 11,076 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Best of 7 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.1


    in 95% of all comparisons

    Top rated

    in 100% of all comparisons


    in 95% of all comparisons

    Go to Remitly 

Best of 2 providers. Compare all

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Compare 7 providers for a 100 USD transfer from the USA to Colombia

Results updated 2 days ago.

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  • Sponsored
    XE Money Transfer
    Popular with Monito users

    In minutes

    Recipient gets

    Fee 1.99 USD

    Exchange rate 3910

    1.29% worse than mid‑market rate

    383,258 COP

Compare 5 providers

Sorted by amount received

  • Best deal
    Money-back guarantee
    Send to trusted partners like Bancolombia, Éxito, and more
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 3963

    0.03% better than mid‑market rate

    396,268 COP

    367,947 COP

  • Instarem

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 3875

    2.19% worse than mid‑market rate

    387,488 COP

  • XE Money Transfer
    Popular with Monito users

    In minutes

    Recipient gets

    Fee 1.99 USD

    Exchange rate 3910

    1.29% worse than mid‑market rate

    383,258 COP

  • Wise

    In minutes

    Recipient gets

    Fee 3.67 USD

    Exchange rate 3962

    0.01% better than mid‑market rate

    381,659 COP

  • WorldRemit

    Same day

    Recipient gets

    Fee 2.99 USD

    Exchange rate 3872

    2.25% worse than mid‑market rate

    375,669 COP

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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Monito's Recommendations for Sending Money from the USA to Colombia

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Colombia:

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Best Ways to Send Money from the USA to Colombia

About Money Transfers from the USA to Colombia

Monito compares 8 providers offering international money transfer services from the USA to Colombia. The total cost of the cheapest available option at any given point in the past month was 0.3% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 8.5%.

💸 Number of providers


🏆 Most often cheapest provider
💰 Average Lowest Total Cost


💰 Highest Total Cost


👍 Recommended Providers

WorldRemit, Instarem, Paysend, Remitly, Revolut, Wise, XE Money Transfer

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Debit card, Credit card, Bank transfer, Direct bank payment

💵 Pay-out Options

Mobile wallet, Bank account, Card, Cash pickup, Bank account (via international transfer)

💸 Most transferred amount

100 USD

How to Transfer Money From the US to Colombia

You'll have two main options if you send money from the US to Colombia. One will be to go through your bank (which we don't recommend because of the high fees). Another option will be to use an international money transfer service.

1 — How to Transfer Money to a Colombian Bank Account

Using an online international money transfer service is the fastest and cheapest way to transfer money from the US to Colombia. There are several top online transfer platforms that offer USD to MXN transfers, including:

In general, money transfer services are the best way to send money abroad because they're the cheapest and usually the fastest and easiest-to-use options out there. Find out more about money transfer services here.

2 — Bank Transfers From the US to Colombia

Using your bank — whether it be Wells Fargo, Bank of America, Citibank, Capital One, or any other — is indeed a reliable option for sending money from your bank account to a bank account in Colombia. However, it's very expensive and transfers usually take a long time to arrive (between two and five business days). This is because bank transfers go over SWIFT, which involves many steps along the way.

In fact, sending money from the US to Colombia with Wells Fargo, for example, can be around 10% more expensive than making the same transfer with a top money transfer service online. This is why we generally don't recommend banks to get the job done. Learn more about why online platforms are better than banks for international transfers in our in-depth guide.

3 — Google Pay US to Colombia

Many people wonder whether or not they can use Google Pay to send money from the US to Colombia. Fortunately, it's possible to send money this way at this time, and if you're sending money to a Colombian bank account, we recommend using Wise (rather than Western Union) to get the job done, as it's normally the cheaper option.

4 — Cash Transfer From the US to Colombia

A popular way to send money from the US to Colombia is using a cash pickup transfer. While MoneyGram and Western Union are popular services for delivering cash to Colombia, digital providers such as Remitly and WorldRemit usually offer better deals.

The Best Ways to Transfer Money From the United States to Colombia

When you’re transferring money from U.S. dollars (USD) to Colombian pesos (COP), you want to keep your currency exchange fees to an absolute minimum. We help you find the simplest, quickest and most secure ways to convert your money and send it from the United States to Colombia. 

Whatever your needs, we’ll save you money. Whether you’re paying your salary into your Colombian bank account, sending money to family or friends, or planning a holiday, we can help. We’ll share the cheapest and best money transfer providers, that way, the person getting the pesos has more cash in their pockets, and that’s good for both of you.

You’re Probably Paying Too Much To Send US Dollars to Colombia

U.S. residents send around $1.8 billion USD to Colombia every year. Traditional banks, PayPal and some currency exchange businesses do charge unnecessarily high fees. Combined on the total amount that the United States sends to Colombia each year, these charges could mean up to $90 million USD in unnecessary fees — or $80 each if the 1.1 million people of Colombian descent in the U.S. are converting their dollars to pesos.

Reasons To Send Money From the United States to Colombia

Around 450,000 people of Colombian descent were born in the U.S. and live there, and another 700,000 Colombians were born in Colombia or elsewhere and now call the U.S. home. People of Colombian or U.S. descent have many reasons to send money to this beautiful country:

  • Colombians working in the U.S. may want to repatriate their salary south of the border.
  • Colombians sending money to family and friends to help support them.
  • U.S. or Colombian businesses involved in importing or exporting goods or services.
  • People vacationing in Colombia.

How You Get Charged When You Transfer From USD to COP

There are three main ways you could be overpaying when you’re converting between U.S. and Colombian money:

  • Fixed fee — this is a fixed USD fee that banks and some other providers charge to convert and transfer money to Colombia. It could be as much as $40 USD
  • Percentage fee — this is a commission that you pay on the total amount you transfer, so the less you send, the less you pay. These percentage fees can range between 0.5% and 2% or more
  • The difference in the exchange rate — this is where a currency provider offers a worse exchange rate than the standard exchange rate. For example, the standard exchange rate states that 1,000 USD is worth 3,288,000 COP, but a currency provider sends 3,230,000 pesos to the beneficiary.

These fees can quickly add up, and your U.S. bank is going to be one of the most expensive ways to transfer money. You’ll save significantly on your fees if you use a specialist currency provider to send money from the United States to Colombia. For example, transferring $500 USD to Colombia would cost you less than five dollars with our top provider, but would cost over $25 with MoneyGram, or over $40 with your bank.

When we compare money transfer providers, we take all the fees into account and recommend the ones where your U.S. dollars go furthest. Note that the least expensive and fastest ways to transfer money between the United States and Colombia do change over time, and can vary depending on how much you’re sending. 

That’s why the simplest and easiest way to make sure you’re getting the best deal is to use our money transfer comparison tool.

How To Send Money From the United States to Colombia

Sending money to Colombia is fast and simple.

Paying-in and Funding Options in the United States

U.S. residents have a few ways to pay for a transfer. You can typically choose to fund a transfer with a bank transfer or a direct bank payment. Several specialist providers also allow you to pay for your transfer with a debit or credit card, although there are sometimes additional fees. 

Money Collection Options in Colombia

Estimates of the number of adults without access to banking or financial services in Colombia vary between a third and half of the population. Whatever the percentage is, it’s clear that Colombians need multiple ways to collect money, as transfers to a bank account won’t work for many people.

Fortunately, several specialist currency providers offer alternative ways to access money including cash pickup at an agent location, cash delivery to a person’s home, and airtime top-ups. Colombians can get access to funds from organizations including exito, BBVA, Carulla, Super Inter, Pagos Internacionales and more. 

Using a Forex Provider for Sending Money From the United States to Colombia

For higher-value transactions to Colombia, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

The Fastest and Cheapest Providers for Sending Money to Colombia From the United States

The fees you pay to send money to Colombia can change depending on how much you transfer. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of 50 USD or less
  • Low-value transfers of 300 USD
  • Medium-value transfers of 1,500 USD
  • High-value transfers of 5,000 USD or more

Cheapest Way to Send Money From the US to Colombia

Let's start with the most expensive solutions: banks, cash-based money transfers, and mobile payments apps like Paypal are typically very expensive options when you factor in all fees (which include hidden exchange rate margin fees).

As we mentioned above, the cheapest way to transfer money internationally is to use a specialist money transfer service. They provide much more competitive rates, fees, and commissions than banks or Paypal. Their fees depend on various factors:

  • Pay-in options: Credit card, bank transfer, cash payment, etc.
  • Amount transferred from the US to Colombia: The cheapest operator will not necessarily be the same for a transfer of $500 and a transfer of $5,000.
  • Transfer speed: Does the money have to be available instantly, or can a beneficiary wait a few days?
  • Pay-out options: Will the money arrive in your beneficiary's bank account, or will they receive it in cash?

A dozen other parameters influence the price of sending money to Colombia. You should check out Monito’s live comparison tool with dozens of services to find the cheapest or fastest one for you!

Fastest Way To Send Money to Colombia From the US

It comes as no surprise that the speed of your transfer depends on the method you choose to send your money from the US to Colombia.

Online money transfer providers are typically the fastest option. For example, Instarem offers transfers that will go to the recipient's account the same day, whereas Skrill and Wise offer transfers that arrive the next business day. 

When comparing the fastest options, always be sure to also compare the exchange rate to check you’re not getting a poor deal. More information about the fastest way to send money abroad can be found in our guide.

FAQ About Money Transfers From the US to Colombia

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.