Best International Insurance: Health, Travel, Expat, and More

If you're like most people, then going overseas — whether for holiday, work, or pretty much anything else — is an exciting experience. However, because the cost of healthcare and travel-related expenses can be far bigger than many people anticipate, making sure that you're covered in case of unexpected incidents is a surprisingly important step for any overseas trip.

For example, if you're an American travelling abroad, you might be surprised to learn that the average medical claim overseas is around $1,600, with doctor's visits and medical treatment usually falling between $100 and $2,000 more for most travellers. What's more, travel-related problems, including lost baggage, flight delays, theft, and many others, are not only serious headaches while travelling, but frankly not as unlikely as you might think!

Fortunately, there are many online international insurance companies that specialize in low-cost travel insurance between countries worldwide. We've featured the ones we think are best for various types of travellers below:

  1. VisitorsCoverage: Best overall choice of comprehensive medical coverage options.
  2. SafetyWing: Best for youth (18 to 39 years) due to its low pricing and decent health and travel coverage.
  3. PassportCard Nomad: Great coverage for adventure activities (outdoor sports, laptop and camera insurance, etc.).
  4. Insured Nomads: Limited plans, but an excellent combination of travel- and medical-related coverage that's ideal for most.
  5. Global Health by Foyer Group: Best for expats, their families, and people making long trips (i.e. more than one year).
  6. GeoBlue: Best for American families and groups travelling overseas.

On the other hand, if you're travelling to a specific country, the conditions might be slightly different. Take a look at our guides below to find out more:

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